Finance Options
Flexible payment plans to help you manage the cost of your treatment at Waterfront Private Hospital.
Finance
Flexible payment plans to help you manage the cost of your treatment at Waterfront Private Hospital.
Payment Options at Waterfront Private Hospital
We offer two ways to pay for your treatment - full payment in advance or interest-free finance plans.
Option 1: Full Payment
- Payment required 2 weeks before your procedure
- Bank transfer or card payment accepted
- Full payment secures your surgery date
Option 2: Interest-Free Finance
We are pleased to offer flexible, interest-free financing options in partnership with Omni Capital Retail Finance.
Interest-Free Payment Plans
6-month plan
Spread your treatment cost over 6 months with 0% interest
10-month plan
Spread your treatment cost over 10 months with 0% interest
- No hidden fees or interest charges
- Equal monthly payments via Direct Debit
Deposit Options
- Minimum deposit: 10% of treatment cost
- Maximum deposit: 50% of treatment cost
- Choose a deposit amount that suits your budget
How Finance Works
- Quick Application: Simple online application with immediate decisions for most applicants
- Approval: Receive confirmation of your finance agreement
- Treatment: Proceed with your surgery once finance is approved
- Repayments: First payment due 30 days after approval, then monthly via Direct Debit
Important Information
- Finance is available for treatments at Waterfront Private Hospital only
- For procedures requiring overnight stays at external hospital sites, alternative finance options may be available
- Finance is available for most cosmetic and skin procedures (our team will confirm eligibility)
- Subject to status and affordability checks
- You must be 18+ and a UK resident
Flexible Terms
- 14-day cooling-off period: Cancel within 14 days of approval without penalties
- Early repayment: Make partial or full repayments anytime with no extra charges
- No penalties: Pay off your loan early without additional fees
Contact Finance Team
For payment or finance queries:
Waterfront Private Hospital is an Introducer Appointed Representative of Omni Capital Retail Finance Limited. Finance is subject to status and affordability. Terms and conditions apply.
Checklist
- Review your treatment quotation
- Choose payment method (full payment or finance)
- Complete finance application if required
- Make deposit or full payment to secure surgery date
- Keep all finance agreements and payment confirmations
What to Expect
- Clear breakdown of all costs included in your quotation
- Choice between full payment or interest-free finance
- Finance application with immediate decisions for most applicants
- Confirmation of payment and secured surgery date
Frequently Asked Questions
Can I pay off my loan early?
Yes, you can make partial or full repayments at any time without any additional fees. Early repayment helps you clear your balance sooner.
What happens if I miss a payment?
A late payment fee of £26 may be charged. Missing multiple payments can affect your credit score and may lead to additional charges. Please contact Omni Capital immediately if you're having difficulty making payments.
When is my first payment due?
Your first payment is due 30 days after your finance application is approved. Omni Capital will notify you via email before the payment is taken.
Can I cancel my agreement after signing?
Yes, you have a 14-day cancellation period starting from the day after your Welcome Email is sent. To cancel, contact Omni Capital directly at 0333 240 8317.
What deposit do I need?
You'll need a minimum deposit of 10% of your treatment cost. You can pay up to 50% as a deposit if you prefer lower monthly payments.
Can I change my repayment terms?
Changes to repayment terms would need to be discussed directly with Omni Capital and may require a new agreement.
Is finance available for all procedures?
Finance is available for most cosmetic and skin procedures. Our patient coordinator will confirm if your chosen treatment is eligible for finance during your consultation.
When do I need to pay if I'm not using finance?
Full payment is required 2 weeks before your procedure to secure your surgery date.
Next Steps
- Discuss payment options during your consultation
- Receive your treatment quotation (7-10 days post-consultation)
- Choose between full payment or finance application
- Secure your surgery date with payment
Continue to the next stage:
Pre‑Assessment